Doug schukar was thrilled when USA mortgage, his residential mortgage bank in St. Louis, increased the loans it funded from$ 113 million in January 2009 to$ 1.2 billion by the end of the year. 当道格•舒卡看到其位于圣路易斯的住宅按揭银行USAMortgage将放贷额从2009年1月的1.13亿美元增至年底的12亿美元时,他感到很兴奋。
With increasing competition in the industry, particular attention was paid to the ability of AIS to properly manage the risks arising from aggressive pricing strategies for their residential mortgage business. 随银行业的竞争加剧,金管局特别关注认可机构是否有能力妥善管理其住宅按揭业务的进取订价策略所带来的风险。
Gray correlation analysis on the main agronomic characters and economic indexes of the flue-cured tobacco Studies on the Correlation between Residential Mortgage Delinquency and Macroeconomic Factors 烤烟农艺性状与经济指标间的灰色关联度分析个贷违约率与宏观经济指标相关性研究
It's also clear from the enormous role now played by government in the residential mortgage market. 当前政fu在住房抵押贷款市场扮演的重大角色,同样也明显体现出这种依赖。
Residential mortgage loans grew modestly during the year, while loans for building, construction, property development and investment contracted moderately. 年内住宅按揭贷款温和增长,建造业及物业发展与投资方面的贷款则轻微下降。
Officials may have felt that the failure today of Lehman, an institution not heavily involved in residential mortgage, was not going to make much difference. 官员们可能认为,目前让雷曼兄弟这家没有大量参与住房抵押贷款业务的金融机构破产,不会产生多大的影响。
Looking at the profitability of new residential mortgage loans, the banks still seem to be doing all right in the prevailing interest rate environment with ample interbank liquidity. 在目前的息率环境及银行同业市场流动资金充裕的情况下,银行新造住宅按揭贷款的盈利似乎仍算不错。
The safest UK residential mortgage bonds have seen the biggest moves recently, while across Europe risk premiums on such debt more than halved since the end of March. 最安全的英国住宅抵押债券最近反弹幅度最大,而在欧洲,此类债券的风险溢价自3月底以来已下降一半以上。
The real estate sector, which accounts for a big part of banks 'loan books, looks especially vulnerable – although demanding down-payment rules provide a big cushion on the residential mortgage side. 在银行贷款中占据较大比例的房地产行业,似乎尤其容易受到影响&尽管苛刻的首付比例规定,给住宅抵押贷款提供了一大保护。
America's residential mortgage market is huge. 美国有着庞大的住宅抵押贷款市场。
A Research on Pricing Residential Mortgage Loans Based on Option Theory 基于期权定价理论的住房抵押贷款保证险的定价研究
Readers are of course familiar with our stance, fully supported by the banks, on the extent of risk that banks should assume in residential mortgage lending. 读者当然都熟识金管局对银行在住宅按揭贷款所承受的风险的立场,我们更得到银行界的全力支持。
The most important single choice JPMorgan made was not to be big in the business of selling collateralised debt obligations based on residential mortgage securities. 摩根大通做出的一个最重要的选择就是:不要把基于住宅按揭证券的债务抵押债券(cdo)销售业务做得太大。
Home Starter Loan Scheme private residential mortgage lending 首次置业贷款计划。私人住宅物业按揭贷款
Hong Kong Monetary Authority Announces Results of Latest Survey of Banks on Residential Mortgage Loans in Negative Equity 香港金管局公布银行负资产住宅按揭贷款最新调查结果
Carlyle borrowed$ 31 for every$ 1 of its own money, which it used to buy a portfolio of highly rated residential mortgage securities. 凯雷每1美元的自有资金,就对应着31美元的借贷资金,这些资金被用于购买评级较高的住宅抵押证券投资组合。
Competition among banks for residential mortgage business is benefiting homebuyers, and banks are managing the related risks effectively. 银行住宅按揭业务的竞争令置业人士受惠,银行亦有效地管理有关风险。
Examining the impact of negative equity on the probability of default on mortgage loans and the positive correlation between residential mortgage default risk and the loan-to-value ratio. 研究负资产对按揭贷款拖欠还款风险概率的影响,以及住宅按揭贷款拖欠还款风险与按揭成数之间正向的相互关系。
Private residential mortgage lending 私人住宅物业按揭贷款
Yet with one exception residential mortgage loans to people who have no ability to repay them the bill does not ban things. 然而,除了一个例外(发放给那些没有能力偿还贷款的人的住房抵押贷款)之外,该法案没有禁止任何信贷。
Risk rating evaluation is an important content in residential mortgage loans 'credit risk management. 住房抵押贷款的风险等级评估是住房抵押贷款风险信用管理的重要内容。
Residential Mortgage Securitization Based on Trust Structure in China The Pattern of Student Loan Securitization 基于信托结构的住房抵押贷款证券化模式研究学生贷款证券化研究
In this paper an analysis of borrower's rational default in the residential mortgage is presented. It is found that the borrower's rational default due to the depreciation of housing is actually the relocation of the risk of housing price between the borrower and the lender. 分析了住房抵押贷款中借款人的理性违约,认为因住房贬值而导致的借款人理性违约,实质上是住房的价格风险在借款人和贷款人之间的重新再分配。
The first one is to perfect the system to prevent false residential mortgage loans. 对策之一:完善制度,杜绝假按揭对策之二:构建科学的住房抵押贷款资信评估系统。
The system of residential mortgage loans enlarged the consumption of residences and increased real estate need of supply. 抵押贷款机制在扩大住房消费的同时,增加了对房地产供给的现实需求。
Residential Mortgage Loan Insurance promotes the prosperity of the real estate, helps the relatives living in new houses, and at the same time enhances the development of our insurance industry. 个人住房抵押贷款制度的到来促进了房地产市场的繁荣、帮助居民尽早圆了住房梦,同时也推动了我国保险市场的发展。
Since 1998, the business of personal residential mortgage has developed rapidly in China. 自1998年以后,我国个人住房抵押贷款业务发展迅速。
Chapter three summarizes the international experiences in prepayment risks management of personal residential mortgage. 在第三章中,总结了个人住房抵押贷款提前还款风险管理的国际经验。